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Pre-Bankruptcy Litigation

The Necessity for Pre-Bankruptcy Litigation in White Plains, NY

You (or your business) are experiencing financial problems. In fact, it has reached the point where you are considering filing for bankruptcy. Before you make any decisions, consult with one of the attorneys at RATTET PLLC about pre-bankruptcy litigation in White Plains, NY.  Let us look into your situation and find the best possible outcome for you.

Before Filing for Bankruptcy

Our firm consists of skilled and experienced attorneys who help you understand how the law applies to you. All of this takes place pre-bankruptcy, so you have the information you need to make a sound decision. With bankruptcy law, the federal government requires you to go through two counseling sessions – pre-filing and pre-discharge – before any final legal action. 

Pre-Filing Counseling

During pre-filing counseling, you learn about the pros and cons of filing bankruptcy and information on debt management. And of course, our lawyers are here to advise you about the options that are before you. When you complete counseling, you receive a certificate of completion that you present to the court should you decide to file.

Pre-Discharge Counseling

After you have applied for bankruptcy, the court requires you to take pre-discharge counseling. With this counseling, you learn about managing your finances to avoid a similar situation in the future. You also get a certificate for completion to present to the court before it discharges your debts.

Call our practice to schedule pre-bankruptcy consultation.